General Terms and Conditions of Quantopion GmbH for the Quant4you Portal

Effective: 2 May 2026

1. Provider, Scope of Application and Definitions

1.1 Provider

These General Terms and Conditions ("GTC") apply to the use of the digital portal Quant4you and to all digital content, digital services, subscriptions, trial accesses, research features, trading signals, analysis tools and supplementary services offered through it by

Quantopion GmbH Löwenburg 1 40668 Meerbusch Germany Support: support@quant4you.com Business inquiries: info@quantoption.com

hereinafter referred to as "Quantopion", "provider" or "we".

Quant4you is a brand and/or digital offering of Quantopion GmbH. Quantopion operates the Quant4you.com portal as a signal-trading portal. There is a technical broker connection to comdirect (part of Commerzbank AG). The technical connection may be provided via Brokerize GmbH or other technical service providers.

1.2 Scope of application

These GTC apply to all contracts between Quantopion and registered or unregistered users of the Quant4you portal, in particular for:

• access to the Quant4you portal,
• the use of trading signals and research information,
• the use of quantitative analysis and strategy components,
• obtaining free or paid packages,
• trial phases, trial subscriptions and regular subscriptions,
• the use of technical interfaces to brokers or third-party providers,
• the use of supplementary content, reports, webinars, documents or other digital offerings.

Conflicting terms and conditions of the customer do not apply unless Quantopion expressly agrees to their applicability in writing or text form.

1.3 Customer group

Customers within the meaning of these GTC may be consumers and entrepreneurs.

A consumer is any natural person who concludes the contract for purposes that are predominantly neither attributable to their commercial nor their self-employed professional activity.

An entrepreneur is a natural or legal person, or a partnership with legal capacity, who, when concluding the contract, acts in the exercise of their commercial or self-employed professional activity.

1.4 Minimum age and registration

Paid services require the following:

• The customer is of legal age and has full legal capacity.
• The customer is obliged to provide complete and accurate information during registration and to keep access data confidential.

2. Subject matter of Quant4you services

2.1 Digital platform for quantitative signals and research

Quant4you is a digital portal for quantitative trading and research signals. The portal provides standardized, algorithmically and/or rule-based generated information on financial markets, financial instruments, strategies and potential trading decisions.

Depending on the booked package, services may in particular include:

• buy, sell, hold, exit or stop signals,
• price levels, limits, stop-loss levels, take-profit levels or validity periods,
• trading ideas for shares, indices, ETFs, certificates, leveraged products or other financial instruments,
• strategy and system information, for example on MOUNT, BAND, ARROW, SOLID, PROTON or other Quantopion systems,
• portfolio lists, watchlists, model information or evaluations,
• notifications by e-mail, app, portal, push notification or other communication channels,
• technical transfer functions to brokers or third-party systems (where applicable via technical service providers such as Brokerize GmbH),
• backtests, historical evaluations, metrics, charts and research documents.

The specific scope of services is determined by the respective product description, the booked package, the price overview, the checkout process and any supplementary contractual documents.

2.2 No entitlement to a specific signal frequency

Quantopion does not owe that a signal is generated at every time, on every trading day or for every financial instrument. Depending on market conditions, quantitative systems may also generate no new signals for longer periods of time.

A specific scope, a specific number of signals, a specific hit rate, a specific profit or a specific performance is not owed.

2.3 Changes and further development of the systems

Quantopion is entitled to further develop, change, replace or discontinue strategies, signal models, markets, financial instruments, user interfaces, packages, functions and technical processes, insofar as this is reasonable for the customer and the essential character of the booked service is maintained.

In particular, Quantopion is entitled to remove individual strategies or financial instruments temporarily or permanently, for example

• risk-related reasons,
• regulatory reasons,
• reasons of insufficient data quality,
• insufficient liquidity,
• technical limitations or
• product maintenance reasons.

3. No individual investment advice, no asset management, no automatic order execution

3.1 Standardized information

The signals, analyses, content and research information provided via Quant4you are standardized, rule-based and/or algorithmically generated information. They are not created on the basis of an individual review of:

• personal financial circumstances,
• investment objectives,
• knowledge,
• experience,
• risk-bearing capacity,
• loss-bearing capacity,
• tax situation or
• other individual circumstances of a specific customer.

3.2 No personal investment advice

Quantopion does not provide personal investment advice via Quant4you. In particular, no individual suitability assessment and no personal recommendation tailored to the individual circumstances of a specific customer is provided.

Insofar as individual content is designated as a trading or investment recommendation, signal, research information or market opinion, this does not constitute personal investment advice in the sense of an individual recommendation to the respective customer.

3.3 No asset management

Quantopion does not manage customer assets via Quant4you. Quantopion does not make investment decisions for the customer, does not perform portfolio management for the customer and has no access to customer funds or customer custody accounts.

3.4 No automatic order execution

Quant4you does not execute orders automatically. The customer decides at their own responsibility whether, when, to what extent, with which financial instrument and under which conditions they use a signal or place an order.

Even if Quant4you provides technical functions for transferring or preparing order data, an order is only triggered when the customer independently reviews, confirms and approves it in their broker's system.

3.5 No tax, legal or financial planning advice

Quantopion does not provide tax advice, legal advice, financial planning, retirement planning advice or other individual advice via Quant4you. Customers should, if necessary, obtain their own tax, legal, financial or investment-related advice.

4. Customer responsibility and risk disclosures

4.1 Independent investment decision

The use of Quant4you is at the customer's own responsibility. The customer is solely responsible for checking whether a signal, information or financial instrument fits their personal investment objectives, knowledge, experience, financial circumstances, risk-bearing capacity and loss-bearing capacity.

The customer is not obliged to implement a signal. Non-implementation, delayed implementation, deviating implementation or partial implementation may lead to results different from those shown in signals, backtests, model calculations or historical presentations.

4.2 General market risks

Investments in financial instruments involve risks. Prices can rise or fall. The customer may incur losses up to and including the total loss of the invested capital.

Market risks may in particular arise from:

• price and volatility fluctuations,
• liquidity risks,
• interest rate, currency and inflation risks,
• issuer and counterparty risks,
• execution risks,
• technical disruptions,
• regulatory changes,
• extraordinary market phases,
• trading suspensions,
• gaps, slippage and insufficient market liquidity.

4.3 Special risks of leveraged products and derivatives

If Quant4you provides signals, information or search functions for leveraged products, knock-out products, warrants, certificates, CFDs, futures, options or other derivative products, special risks apply.

Leveraged products and derivatives can lead to high losses. Depending on the product, a total loss of the invested capital may occur. Leverage amplifies both gains and losses. Knock-out products may expire worthless when certain barriers are reached.

The product documentation, risk disclosures, key information documents, securities prospectuses and conditions of the respective issuer, broker or product provider are always decisive. Quantopion is not the issuer, broker, market maker or counterparty of the respective financial instruments.

4.4 No guarantee of success

Quantopion does not provide any guarantee for profits, hit rates, returns, risk metrics, capital preservation, loss limitation or a specific performance. Historical performance, simulations, backtests or model calculations are not a reliable indicator of future results.

5. Backtests, simulations, model portfolios and historical presentations

5.1 Informational nature

Backtests, simulations, historical signals, model portfolios, sample portfolios, performance charts, metrics and other historical presentations serve exclusively informational and illustrative purposes.

5.2 Model and assumption risks

Backtests and simulations are based on historical data, model assumptions, parameters, data sources and calculation methods. They can reflect real market conditions only to a limited extent.

In particular, the following factors may be considered incompletely or differently in backtests or simulations:

• transaction costs,
• spreads,
• slippage,
• taxes,
• fees,
• liquidity,
• order execution,
• trading volume,
• data errors,
• market stress,
• model changes,
• unavailable or delayed data.

5.3 No promise of future results

Future results cannot be inferred from historical results, backtests, model portfolios, model calculations or past signals. Even strategies with positive historical performance may incur losses in the future.

6. Conclusion of contract, registration and customer account

6.1 Offer and acceptance

The presentation of packages, prices and functions on Quant4you does not yet constitute a legally binding offer by Quantopion, but rather an invitation to the customer to submit an offer.

The customer submits a binding offer by completing the registration, order or checkout process. Quantopion may accept this offer by:

• activating access,
• providing the digital service,
• sending an order or contract confirmation,
• requesting payment,
• charging the selected payment method.

The contract is concluded as soon as one of these acts of acceptance occurs.

6.2 Customer account

A customer account is required to use certain services. The customer is obliged to keep their access data secret and secure it against access by third parties.

The customer is obliged to inform Quantopion without undue delay if there is suspicion that unauthorized third parties have gained access to their account.

6.3 Blocking access

Quantopion may temporarily block the customer's access if there are concrete indications of misuse, a risk to the systems, a breach of these GTC, unauthorized sharing of content or another significant breach of duty.

The right to extraordinary termination remains unaffected.

7. Packages, trial periods, prices and payment

7.1 Packages and scope of services

Quantopion may offer various free and paid packages. The respective scope of services is determined by the current service description, the price overview and the checkout process.

Functions, markets, strategies and signal types may vary depending on the package.

7.2 One-time free trial period

If Quantopion offers a free trial period, this is generally granted to the customer only once. There is no entitlement to repeated free trial periods, including in case of renewed registration, use of a different e-mail address, changing the package or renewed registration after termination.

The specific scope and duration of the free trial period are determined by the respective offer, the price overview and the checkout process.

During the free trial period, the customer may use the functions activated in each case in accordance with the offer. If the free trial period is terminated in due time before the start of paid use, the customer incurs no further costs, unless expressly stipulated otherwise in the offer.

7.3 Change to another subscription during the free trial period

The customer may switch to another subscription or package at any time, provided this is offered in the customer account or in the checkout process.

If the customer actively switches to another paid subscription or package during the free trial period, the free trial period ends with immediate effect. The unused part of the free trial period expires without replacement. By switching, an active paid subscription is triggered, and the payment obligation begins from the time of switching, unless otherwise shown in the checkout process.

Before completing such a switch, the customer is informed in the checkout process that by switching, the free trial period ends, a paid subscription begins and the agreed remuneration becomes due.

7.4 Switching between subscriptions outside the free trial period

The customer may also switch to another offered subscription or package at any time outside the free trial period.

When switching to a higher-value or more expensive package, Quantopion may activate the expanded scope of services immediately and charge the corresponding remuneration from the time of switching, unless otherwise shown in the checkout process.

When switching to a lower-value or less expensive package, the switch may, unless otherwise indicated in the customer account or checkout process, only become effective at the end of the current billing period. Fees already paid are not refunded on a pro rata basis unless otherwise required by law or unless Quantopion offers a different arrangement in individual cases.

7.5 Prices

Unless expressly indicated otherwise, all prices include statutory value added tax.

For entrepreneurs, prices may be shown net plus statutory value added tax, provided this is indicated accordingly.

7.6 Due date

One-time fees are due upon conclusion of contract. Recurring fees for subscriptions are due at the beginning of each agreed billing period, unless otherwise stated in the offer.

7.7 Payment methods

The available payment methods are displayed in the checkout process. Quantopion may use external payment service providers. The conditions of the respective payment service provider may additionally apply to payment processing.

7.8 Default in payment

If the customer is in default with payments, Quantopion may temporarily block access to paid services until the outstanding amounts are settled. Statutory rights remain unaffected.

8. Term, renewal and termination

8.1 Monthly subscriptions

Monthly subscriptions run for the agreed monthly billing period and may be terminated effective at the end of the current billing period, unless a shorter period is provided in the offer.

8.2 Annual subscriptions

Annual subscriptions initially run for the agreed annual period. After expiry of the initial term, the subscription is extended for an indefinite period unless the customer terminates in due time. After expiry of the initial term, the customer may terminate the subscription at any time with a notice period of no more than one month, unless statutory law provides otherwise.

8.3 Termination during the free trial period

If a free trial period has been agreed, the customer may terminate it up to the time stated in the offer. If the free trial period is terminated in due time and no switch to a paid subscription has occurred beforehand, no further costs arise unless expressly agreed otherwise.

If the customer actively switches to another paid subscription or package during the free trial period, Section 7.3 also applies. In this case, the free trial period ends with immediate effect, and the paid subscription begins from the time of switching.

8.4 Termination method

Termination may be declared via the termination function provided in the customer account, by e-mail or in another text form. Quantopion confirms receipt of termination in text form.

8.5 Extraordinary termination

The right to extraordinary termination for good cause remains unaffected. Good cause for Quantopion exists in particular if the customer:

• shares content without authorization,
• shares access data with third parties,
• resells signals or distributes them publicly,
• engages in scraping, automated data queries or reverse engineering,
• endangers Quantopion's systems,
• repeatedly defaults on payments,
• breaches essential obligations under these GTC.

9. Digital provision, availability and technical requirements

9.1 Provision

Services are provided digitally, in particular:

• via the Quant4you portal,
• by e-mail, app or push notification,
• via download,
• through API-like technical transfer or
• via other electronic communication channels.

9.2 Technical requirements

The customer is responsible for creating the technical requirements for using the services, in particular:

• a suitable internet connection,
• up-to-date browsers,
• end devices,
• e-mail access and
• a broker customer account or access usable for order approval in their broker's system.

9.3 Availability

Quantopion strives for the most disruption-free availability of the portal possible. However, continuous, uninterrupted or error-free availability at all times is not owed.

Restrictions may in particular arise from:

• maintenance work,
• updates,
• technical disruptions,
• attacks by third parties,
• outages of hosting, data, broker, payment or other third-party providers,
• force majeure,
• market disruptions or exchange interruptions,
• regulatory or security-related measures.

9.4 No real-time guarantee

Unless expressly agreed otherwise, Quantopion does not owe real-time data. Signals, quotes, prices, metrics or other data may be delayed, incomplete or incorrect.

Before each order, the customer is obliged to independently review the current quotes, product information, order data and risks in their broker's system.

10. Broker interfaces and third-party providers

10.1 Technical auxiliary function

Quant4you may provide technical functions enabling signal or order information to be transmitted to brokers, banks or other third-party providers or transferred into their systems.

These functions serve exclusively to simplify order preparation technically. They do not replace an independent review and decision by the customer.

The customer has no entitlement to permanent availability of an interface or usability of specific order functions unless expressly agreed in an individual contract.

10.2 Brokerize GmbH as technical interface provider

The technical interfaces may be provided by Brokerize GmbH or other technical service providers. In these cases, use of the broker connection may additionally depend on the technical, contractual and data protection conditions of the respective interface provider.

Brokerize GmbH or other technical service providers may in particular provide technical transmission, authentication, connection, routing or interface functions. Quantopion remains the provider of the Quant4you portal; however, technical availability and functionality of individual third-party interfaces may depend on the services and systems of the respective third-party provider.

Quantopion does not perform automatic order execution for the customer, does not manage customer assets and does not make investment decisions for the customer.

The customer is responsible for setting up their broker connection, securely managing access data and permissions, fulfilling technical requirements and independently reviewing each order before approval in their broker's system.

10.3 No disclosure of access data to Quantopion

If broker interfaces require authentications, API access, tokens or other technical permissions, the customer must not disclose passwords or access data to Quantopion unless Quantopion expressly provides a secure technical process for this purpose. The customer is obliged to grant API rights and broker permissions only to the required extent and to review them regularly.

10.4 No responsibility for broker services

Quantopion is not responsible for the following, in each case concerning services of a broker, bank, issuer or other third-party provider:

• services,
• systems,
• prices,
• fees,
• product availability,
• order execution,
• order acceptance,
• order rejection,
• custody account management,
• suitability or appropriateness assessments,
• technical availability or
• other services.

10.5 Independent review before order approval

The customer must independently review each order before approval. This includes in particular:

• financial instrument,
• quantity,
• order type,
• limit,
• stop-loss,
• validity,
• costs,
• product documentation,
• risk disclosures,
• liquidity,
• current quotes,
• personal suitability.

10.6 Third-party terms

For services of brokers, banks, payment service providers, data providers, issuers or other third-party providers, their respective contractual conditions, price lists, risk disclosures and data protection information apply.

11. Usage rights and prohibited use

11.1 Simple right of use

For the term of the contract, Quantopion grants the customer a simple, non-exclusive, non-transferable and non-sublicensable right to use the booked content and functions for their own purposes.

11.2 No transfer to third parties

The customer may not transfer, publish, sell, sublicense, rent out, distribute or make publicly available signals, content, strategies, data, screenshots, reports, access data or other information from Quant4you to third parties unless Quantopion has expressly consented.

In particular, transfer via the following is prohibited:

• e-mail distribution lists,
• messenger services,
• social networks,
• Telegram, WhatsApp, Discord or similar groups,
• newsletters,
• websites,
• databases,
• own signal or research products,
• automated trading, copying or forwarding systems.

11.3 No account sharing

Access data is personal and/or account-related and may not be shared with third parties. Joint use of one account by multiple persons is not permitted unless a multi-user or corporate access has been expressly agreed.

11.4 No scraping and no reverse engineering

The customer may not perform automated access, scraping, crawling, data mining, reverse engineering, circumvention of technical protection measures or other actions aimed at reading out, copying or reproducing Quant4you data, models, signal logic, strategies or technical structures.

11.5 Commercial use

Commercial use of the content, in particular to advise third parties, manage third-party funds, create own signal products or transfer to customers, is only permitted with Quantopion's express written consent.

12. Intellectual property

All rights to Quant4you, strategies, signals, models, algorithms, trademarks, databases, user interfaces, texts, graphics, metrics, reports, software components, documentation and other content remain with Quantopion or the respective rights holders.

The customer receives no rights to source code, algorithms, models, trading logic, trademarks, databases or other intellectual property unless these are expressly granted.

13. Right of withdrawal for consumers

13.1 Withdrawal instruction

Consumers are generally entitled to a statutory right of withdrawal.

Right of withdrawal

You have the right to withdraw from this contract within fourteen days without giving any reason.

The withdrawal period is fourteen days from the day of conclusion of contract.

To exercise your right of withdrawal, you must notify us

Quantopion GmbH Löwenburg 1 40668 Meerbusch Germany Support: support@quant4you.com Business inquiries: info@quantoption.com

by means of a clear declaration, for example by e-mail or letter, of your decision to withdraw from this contract.

To meet the withdrawal deadline, it is sufficient that you send the notification concerning the exercise of the right of withdrawal before the withdrawal period expires.

13.2 Consequences of withdrawal

If you withdraw from this contract, we will reimburse all payments received from you without undue delay and at the latest within fourteen days from the day on which we received the notification of your withdrawal.

For this reimbursement, we use the same payment method that you used for the original transaction, unless expressly agreed otherwise with you. Under no circumstances will you be charged any fees for this reimbursement.

13.3 Start of service before expiry of the withdrawal period

If the consumer expressly requests that Quantopion begin providing digital services during the withdrawal period and the consumer confirms awareness that they may lose their right of withdrawal upon full performance of the contract, the statutory provisions on expiry of the right of withdrawal apply.

For digital content not delivered on a tangible medium, the right of withdrawal may expire in accordance with statutory provisions if the consumer has expressly consented that Quantopion begins performance of the contract before expiry of the withdrawal period, the consumer has confirmed awareness of the potential loss of the right of withdrawal, and Quantopion has provided the consumer with corresponding confirmation.

13.4 Model withdrawal form

If you wish to withdraw from the contract, you may use the following form. Use is not mandatory.

To: Quantopion GmbH Löwenburg 1 40668 Meerbusch Germany Support: support@quant4you.com Business inquiries: info@quantoption.com

I hereby withdraw from the contract concluded by me for the use of Quant4you.

• Ordered on: ____________________
• Name of consumer: ____________________
• Address of consumer: ____________________
• E-mail address of the customer account: ____________________
• Date: ____________________
• Signature, only for notification on paper: ____________________

14. Warranty, risk disclosures and liability

14.1 Statutory rights and mandatory liability

The customer's statutory rights remain unaffected insofar as they cannot be validly restricted.

Quantopion assumes no guarantee of quality, no guarantee of success and no guarantee for economic results unless such a guarantee has been expressly and in writing assumed.

Quantopion's liability for intent and gross negligence, for damage resulting from injury to life, body or health, and under mandatory statutory provisions remains unaffected.

14.2 No warranty for investment results, profits or capital preservation

Quantopion assumes no warranty and no liability that a signal, strategy, model, analysis tool, research content or other information will lead to a profit, a specific return, a specific hit rate, loss limitation, loss avoidance or capital preservation.

The customer makes all investment, trading and order decisions at their own responsibility. Quantopion is not liable for price losses, lost profits, missed opportunities, tax disadvantages, deviating execution results or other economic results arising from the use, non-use, delayed use, partial use or deviating implementation of a signal, to the extent permitted by law.

14.3 No warranty for signal quality, signal frequency or model superiority

Quantopion strives for careful creation and technical provision of signals. However, Quantopion assumes no warranty that signals are at all times correct, complete, up-to-date, economically advantageous, tradable or suitable for a specific market situation.

Quantitative, rule-based or AI-supported models may generate incorrect, delayed, incomplete or economically disadvantageous signals. Models may perform worse than expected, particularly in the event of data errors, structural breaks, regime changes, extraordinary market phases, low liquidity, high spreads, price gaps, trading suspensions or sudden news events.

There is no entitlement to a specific signal frequency, a specific number of signals, a specific hit rate, permanent model superiority or specific system performance.

14.4 No personal investment advice, no suitability assessment

The content, signals and information provided via Quant4you are standardized information generated algorithmically and/or based on rules. They do not take into account the personal financial circumstances, investment objectives, knowledge, experience, tax situation, risk-bearing capacity or loss-bearing capacity of an individual customer.

Quantopion assumes no liability that a signal, strategy, financial instrument or product is personally suitable, appropriate or economically meaningful for the respective customer. The customer is obliged to check independently whether a trading decision fits their individual situation.

14.5 No asset management, no custody account disposition, no automatic order execution

Quantopion does not manage customer assets, does not make investment decisions for the customer, has no authority of disposition over customer custody accounts or customer funds, and does not execute orders without active approval by the customer.

Insofar as Quant4you technically prepares order information or transfers it to a broker system, this does not constitute asset management, investment brokerage, contract brokerage or automatic order execution by Quantopion, unless otherwise mandatorily required by law or agreed in an individual contract.

14.6 Platform availability and technical disruptions

Quantopion strives for the most disruption-free availability of the portal possible. However, continuous, uninterrupted, error-free or specific percentage availability at all times is not owed unless a service level has been expressly agreed.

Quantopion is not liable for restrictions, delays, outages or errors insofar as these are caused by maintenance, updates, technical disruptions, cyberattacks, hosting outages, internet disruptions, cloud services, data providers, broker systems, exchange disruptions, force majeure or other circumstances for which Quantopion is not responsible.

14.7 No real-time guarantee and no warranty for market data

Unless expressly agreed otherwise, Quantopion does not owe real-time data. Quotes, prices, spreads, volumes, metrics, master data, product data and other market data may be delayed, incorrect, incomplete or unavailable.

Quantopion assumes no warranty for the correctness, completeness, up-to-dateness, availability or tradability of displayed market data, product information, master data, risk metrics or other data insofar as these originate from or are influenced by exchanges, brokers, issuers, data providers or other third-party providers.

Before each order, the customer is obliged to independently review current quotes, spreads, costs, product information, trading hours and order data in their broker's system.

14.8 Signal delivery and notifications

Quantopion assumes no warranty for the delivery of signals, reminders or notifications at all times, without delay or without errors by e-mail, app, push notification, portal message or other communication channel.

Notifications may be delayed, incomplete, blocked, technically misdirected or impaired by spam filters, end devices, networks, e-mail providers or other third-party providers. The customer is responsible for regularly checking the portal and their communication channels.

14.9 Broker interfaces generally

Broker interfaces serve exclusively for technical transfer or preparation of signal and order information. Quantopion assumes no warranty for permanent availability, functionality, speed, compatibility or freedom from errors of individual broker interfaces.

Quantopion is not liable for

• order acceptance,
• order review,
• order execution,
• partial execution,
• rejection,
• cancellation,
• custody account management,
• trading venue selection,
• costs,
• fees,
• margin requirements,
• product approvals,
• appropriateness assessments,
• technical systems or
• decisions by a broker,

insofar as Quantopion is not responsible for these.

There is no entitlement to connection to a specific broker, permanent availability of a particular broker interface or usability of specific order functions unless expressly agreed.

14.10 Brokerize GmbH and other technical interface providers

Insofar as technical interfaces to brokers are provided by Brokerize GmbH or other technical service providers, Quantopion assumes no warranty for their availability at all times, functionality, speed, compatibility, data quality or freedom from errors, insofar as Quantopion is not responsible for the respective disruption.

For services, systems, availabilities, conditions and data protection processes of Brokerize GmbH or other technical service providers, supplementary terms and notices of these third-party providers may apply.

14.11 Services of the connected broker

Insofar as Quant4you provides order information for transfer or preparation to a broker in accordance with section 1.1, Quantopion assumes no warranty for successful order transmission, order acceptance or order execution by that broker. Quantopion is not liable for systems, permissions, API availabilities, product approvals, margin requirements, fees, costs, trading restrictions, rejections, cancellations or other decisions by that broker, insofar as Quantopion is not responsible for these.

14.12 Pre-filled order data and order proposals

Pre-filled order data, quantities, limits, stop-loss values, take-profit values, order types, validities, trading venues or other order parameters serve exclusively as technical support and do not constitute binding instructions for action.

The customer is obliged to independently review and, if necessary, adjust all order data before approval. Only the final order data displayed in the broker's system are decisive. Quantopion is not liable for damages resulting from the customer adopting pre-filled order data without review, with delay, incompletely, modified or in deviation, to the extent permitted by law.

14.13 Product finder, derivative finder and search functions

A product finder, derivative finder or other search and filter tool merely constitutes technical search and filter assistance. Display of a product does not constitute a personal recommendation and no warranty for suitability, tradability, liquidity, cost structure, credit quality, risk appropriateness or economic viability of the respective product.

Leveraged products, knock-out products, warrants, certificates and other derivative products are issued by the respective issuers. The product data, master data, price data, knock-out thresholds, leverage, spreads, bid/ask quotes, maturities, trading hours, cost information, underlying assets, product conditions and other derivative data displayed for these are regularly provided by the respective issuers, brokers, trading venues, data providers or other third-party providers and are technically imported, prepared, processed and displayed by Quantopion.

Quantopion assumes no warranty for the correctness, completeness, up-to-dateness, timely transmission, continuous availability or freedom from errors of derivative data transmitted by issuers or other third-party providers. Quantopion is not liable for damages, losses or disadvantages arising from incorrect, delayed, incomplete, interrupted or omitted transmission of derivative data by issuers, brokers, trading venues, data providers or other third-party providers to Quantopion, insofar as Quantopion is not responsible for these.

The customer must independently review each financial instrument, in particular each leveraged product, certificate, knock-out product, warrant or other derivative product, before acquisition. Only the currently valid product documentation, risk disclosures, cost information, key information documents, securities prospectuses, final terms and information of the respective issuer or broker are decisive.

14.14 Leveraged products, knock-out products, certificates and derivatives

Leveraged products, knock-out products, warrants, certificates, CFDs, futures, options and other derivative financial instruments involve special risks. They can lead to high losses up to and including a total loss of invested capital. Leverage amplifies both gains and losses.

Leveraged products, knock-out products, warrants, certificates and comparable derivative products are issued by the respective issuers. Quantopion is not issuer, broker, market maker, custodian, calculation agent or counterparty of the respective financial instruments.

Data on leveraged products and other derivative products are regularly provided by the respective issuers or by data sources connected by them and further processed by Quantopion. Quantopion assumes no liability for incorrect, delayed, incomplete or omitted transmission of derivative data by issuers or other third-party providers to Quantopion, insofar as Quantopion is not responsible for this.

Quantopion assumes no warranty that such a product is suitable, tradable, liquid, low-cost, risk-appropriate or economically meaningful for the customer. Before placing an order, the currently valid information, product documentation, risk disclosures, cost information and conditions of the respective issuer and broker are decisive.

14.15 Issuer, broker, counterparty and custody risks

Quantopion is not liable for risks from credit quality, insolvency, contract design, pricing, product conditions, data provision, data transmission, settlement, custody, tradability or liquidity of an issuer, broker, market maker, trading venue, counterparty or other third party, insofar as Quantopion is not responsible for these.

This applies in particular to certificates, structured products, leveraged products, knock-out products, warrants, ETFs, funds, shares, bonds, derivatives and other financial instruments.

For derivative products, only the currently valid product information, key information documents, securities prospectuses, final terms, pricing, trading information and risk disclosures of the respective issuer or broker are decisive. Information on Quant4you may deviate from this information due to technical import, processing or transmission delays.

14.16 Backtests, simulations, model portfolios and historical performance

Backtests, simulations, historical signals, model portfolios, model calculations, performance charts, metrics and other historical presentations serve exclusively informational and illustrative purposes.

They are based on historical data, model assumptions, parameters and calculation methods. Real trading conditions may differ significantly from these. In particular, transaction costs, spreads, slippage, taxes, fees, liquidity, order execution, trading volume, data errors, market stress, model changes or unavailable data may be considered incompletely or differently.

Past performance, simulations, backtests and historical signals are not a reliable indicator of future results. Quantopion assumes no warranty that a result achieved in the past or in a backtest will be achieved or repeated in the future.

14.17 User errors, manual changes and delayed implementation

The customer bears responsibility for all order data entered, changed, confirmed or approved by them. This applies in particular to:

• financial instrument,
• quantity,
• order type,
• limit,
• stop-loss,
• take-profit,
• validity,
• trading venue,
• order timing and
• order approval.

Quantopion is not liable for damages based on incorrect entries, manual changes, unchecked adoption, delayed implementation, non-implementation, partial implementation, multiple implementation or deviating implementation by the customer, to the extent permitted by law.

14.18 Access data, API keys, tokens and security risks

The customer is obliged to treat access data, passwords, API keys, tokens, broker permissions and other authentication data confidentially and to secure them against unauthorized access.

Quantopion is not liable for damages arising from unauthorized use of the customer account, broker connection or API permissions insofar as these are based on a breach of duty by the customer, insecure access data, disclosure of access data, insufficient permission restrictions, compromised end devices or other circumstances attributable to the customer.

14.19 Third-party providers, links, data providers, payment service providers and hosting

Quantopion is not liable for content, availability, data quality, technical systems, prices, fees, product information, order execution, payment processing or other services of third-party providers, insofar as Quantopion is not responsible for these.

Third-party providers may in particular be brokers, banks, exchanges, issuers, market makers, data providers, providers of derivative data, Brokerize GmbH, payment service providers, hosting providers, cloud services, e-mail services, push services, analytics providers or other technical service providers.

14.20 Trial period, subscription changes and payments

Quantopion assumes no liability for misunderstandings or disadvantages arising from the customer actively switching to a paid subscription or package during a free trial period, insofar as the customer was informed in the checkout process about the payment obligation, the end of the trial period and expiry of the unused trial period.

If the customer actively switches to a paid subscription or package during the free trial period, the free trial period ends with immediate effect. The unused part of the trial period expires without replacement. By switching, a paid subscription begins, and the agreed remuneration becomes due from the time of switching.

14.21 No tax, legal or financial planning advice

Quantopion provides no tax advice, legal advice, financial planning, retirement planning advice or other individual advice. Quantopion assumes no liability for tax, legal, accounting or personal financial consequences of the customer's trading or investment decisions.

The customer is obliged to obtain their own tax, legal, financial or investment-related advice where necessary.

14.22 Professional use, transfer and reselling

Quantopion is not liable for damages, claims or regulatory consequences arising from the customer unauthorizedly transferring, publishing, reselling, using for own signal products, using to advise third parties or using to manage third-party funds, content, signals, order information or other information from Quant4you.

Such use is only permitted if Quantopion has expressly consented in writing and all legal, regulatory and contractual requirements necessary for this are met.

14.23 Regulatory, technical and risk-related changes

Quantopion is entitled to change, restrict, suspend or discontinue strategies, markets, financial instruments, broker connections, product categories, signal logic, functions or content for regulatory, technical, security-related, risk-related or economic reasons, insofar as this is reasonable for the customer.

Quantopion is not liable for disadvantages arising from certain strategies, markets, financial instruments, broker connections, product categories or functions no longer being available or only being available in a restricted manner for such reasons, to the extent permitted by law.

14.24 Liability in case of slightly negligent breach of duty

In the event of a slightly negligent breach of essential contractual obligations, Quantopion's liability is limited in amount to the typical, foreseeable damage under the contract.

Essential contractual obligations are obligations whose fulfilment makes proper performance of the contract possible in the first place and on whose compliance the customer may regularly rely.

14.25 Exclusion of other liability

Otherwise, Quantopion's liability is excluded to the extent permitted by law.

Mandatory statutory liability provisions, in particular under the Product Liability Act, from assumed guarantees or other mandatory statutory provisions, remain unaffected.

15. Obligations of the customer

The customer undertakes:

• to use services only within the framework of these GTC,
• to keep access data confidential,
• not to transfer content without authorization,
• not to carry out automated or abusive access,
• to carry out own reviews before each order,
• to observe product documentation and risk disclosures of the broker or the issuer,
• not to post or transmit unlawful content,
• to inform Quantopion without undue delay about security incidents or unauthorized account use.

If the customer breaches these obligations, Quantopion may block access, terminate the contract extraordinarily and assert statutory claims.

16. Data protection

Quantopion processes personal data in accordance with applicable data protection laws. Details are set out in the current privacy policy of Quantopion and/or Quant4you.

Insofar as Quant4you uses technical interfaces to brokers pursuant to section 1.1 (where applicable via Brokerize GmbH or other technical service providers), payment service providers or other third-party providers, their data protection information may additionally apply. This applies in particular if the customer activates a broker connection, performs authentications or grants technical permissions for an interface.

17. Communication

Contract-related communication generally takes place electronically, in particular by e-mail, portal message or customer account.

Communication with the customer takes place in German where possible. Quantopion may also provide individual communications, system notices, technical information or content in English, in particular where this is system-imposed, regulatory, broker-related or technically predetermined.

The customer is obliged to provide a current e-mail address and ensure that messages from Quantopion can be received.

18. Amendments to these GTC

Quantopion may amend these GTC insofar as this is necessary due to legal changes, technical developments, changes in the service offering, regulatory requirements or for clarification, and the customer is not unreasonably disadvantaged thereby.

Quantopion will inform the customer of amendments in text form. If the customer does not object to an amendment within the communicated period, the amendments are deemed accepted, provided Quantopion expressly informed the customer of this consequence in the amendment notice.

If the customer objects, Quantopion remains entitled to terminate the contract ordinarily at the next possible date.

19. Applicable law and place of jurisdiction

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods.

Towards consumers, this choice of law applies only insofar as this does not deprive them of the protection of mandatory provisions of the law of the state in which the consumer has their habitual residence.

If the customer is a merchant, a legal entity under public law or a special fund under public law, the place of jurisdiction for all disputes arising from or in connection with this contract is Quantopion's registered office, to the extent permitted by law.

20. Dispute resolution

Quantopion is neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

21. Platform languages, contract language and order of precedence

The Quant4you platform is currently offered in German and English. The standard language of the platform is English. Individual content, functions, system notices, strategy designations, technical terms, broker information or product information may therefore be available exclusively or primarily in English.

Communication with the customer takes place in German where possible. However, Quantopion is entitled to provide technical, product-related, regulatory or broker-related information also in English.

Quantopion may implement additional languages in the future but is not obliged to do so. The customer has no entitlement to provision of the platform, individual content, signals, functions, documents or communication in a specific language unless expressly agreed.

The contract language of these GTC is German. If translations of these GTC, platform texts or other contractual information are provided, the German version serves as the authoritative version to the extent permitted by law. For technical terms, strategy designations, broker designations or system terms, the English version may be authoritative insofar as this follows from the respective context.

Individual agreements between Quantopion and the customer take precedence over these GTC.

22. Severability clause

If individual provisions of these GTC are or become wholly or partly invalid, the validity of the remaining provisions remains unaffected. The statutory provisions apply in place of the invalid provision.